Open Enrollment

Open Enrollment 2025-2026

Open Enrollment for the November 1, 2025, to October 31, 2026, plan year runs from September 8th through the 26th. Eligible employees can change their medical, dental, vision, and life insurance elections during this time. You can enter any election changes through Self-Service in BiONiC and then print and complete any needed change forms from this page.

Please note, we recommend using Firefox as your browser when making any election changes through BiONiC.

General Information and Resources

 

What's Changing

  • The College’s annual medical premiums increased by 5.5% for this plan year and this 5.5% increase is reflected in the monthly premiums for the HMO, POS, and PPO plans.
  • Changes for the High Deductible Medical Plan and HSA are being made after additional review of peer and local institutions plans and to incorporate best practices for employer HSA contributions.
    • High Deductible Medical Plan (HDHP)
      • The IRS mandated an increase in deductibles to $1,700 (EE only) and $3,400 (EE + dependent(s)). This is a $50 and $100 increase from the prior plan year.
      • Decrease in out of pocket max for in network benefits from $6,350 to $4,000 (EE only) and from $12,700 to $8,000 (EE + dependent(s)).
      • Decrease in co-insurance the member pays for in-network services after deductible from 10% to 0%.
      • Employees enrolled in the HDHP plan will now all pay a monthly payroll premium (not just the family level).
    • Health Saving Account (HSA)
      • Employees enrolled in the HDHP medical plan may be eligible to enroll in a Health Savings Account.
      • The College will make direct employer contributions into employee's HSA
        • Those enrolled in the HDHP plan at the EE only level will receive $800 and those enrolled in the HDHP plan at any other level will receive $1,600. 
        • Deposits will be made directly to the HSA each pay period from January 2026 through October 2026 to align contributions with both the IRS calendar year limits and ²ÝÁñ³ÉÈËÉçÇø’s benefit plan year. Amounts will be pro-rated for new hires and life events.
  • Flexible Spending Account Administration
    • Flexible Spending Account Administration for the medical, dependent care, and transit accounts will be consolidated and move from Inspira and Edenred to Baker Tilly effective January 1, 2026.
    • Additional information about this transition as well as the opportunity to enroll in those plans will be shared in November.

What's New

  • Dental:
    • An additional dental plan is now available, which includes a higher annual maximum and higher orthodontia maximum.
    • The Core plan remains available and Delta Dental is the vendor for both Dental plans.
    • The College will continue to pay the full premium for those enrolled in the Core plan at the employee only level.
  • Vision
    • A separate Vision plan is now available through EyeMed.
    • Employees enrolled in one of the ²ÝÁñ³ÉÈËÉçÇø medical plans will continue to have vision bundled into those plans. This plan would be in addition to that if elected. 
    • Employees who are not enrolled in a ²ÝÁñ³ÉÈËÉçÇø medical plan now have the option to enroll in a vision plan. 

Additional Benefits Information

Additional Benefits Included with Health Insurance

  • Independence Blue Cross provides resources to help you in determining which care option, including virtual or urgent care, may be best based on your medical need. .
  • Teladoc (virtual care)
  • Teladoc Health Diabetes Management
  • Wondr Health
  • Ovia- please note IBX will no longer offer this benefit with the start of new plan year.

Employee Assistance Program (EAP)

  • Available to all employees and their household members. Additional information is available here.
  • Access the program online at or by calling Aetna directly at 1-800-865-3200. The use of Aetna services is confidential. Online login: ²ÝÁñ³ÉÈËÉçÇø      Password: EAP

Forms